Before Your Parent Loses Capacity, Find These 7 Documents.

My mom told me she had dementia at the beach, with my own teenage kids nearby. I spent the next year hunting through a chaotic password notebook just to find out what bank she used. Don't do what I did — get ahead of it now, while your parent can still hand you the answers.

Know exactly what to find, and why it matters — durable power of attorney, healthcare directive, will, financial accounts, insurance, property records, and the master password list that ties it all together. No legal jargon, no fluff.

Learn the exact sequence that actually works — I discovered the hard way that email is the master key to almost everything else. This guide hands you that shortcut on day one instead of month six.

Avoid the fights I didn't see coming — a bank branch that refused my POA and treated me like a scammer, an HOA that kept withdrawing dues after the house was already sold. Know these traps exist before they cost you time and money.

A real printable checklist, not a vague list of advice — walk through your parent's house once, check off what you find, and know exactly what's still missing and who to call about it.

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Your email is safe with me. No spam, no sharing your information with anyone — just the guide, and occasional straight talk on getting ahead of this, from someone who's actually living it.
This isn't legal, tax, or medical advice — it's the organizational groundwork I wish I'd done sooner. For anything specific to your family's situation, talk to an elder-law attorney or financial advisor in your state.